Use the following sandbox-only test accounts and mobile money numbers to simulate name validation and payouts. Each row indicates whether the scenario should pass or fail (see the Sim Outcome column).
How to use
- For name validation, submit the account details exactly as shown.
- For payout tests, amounts and currencies must match the currency shown for each account.
- Sim Outcome:
Pass = return a successful validation/payout response. Fail = return a rejection/failed validation message.
| Sim Outcome | Type | Institution | Account Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Bank | Access Bank Plc | 0123456789 | John Doe | 044 | ABNGNGLAXXX / ABNGNGLA | Victoria Island (001) | Lagos |
| Pass | Bank | OPay | 0987654321 | Grace Okoro | 305 | – | Yaba (002) | Lagos |
| Pass | Bank | GTBank | 2345678901 | Chinwe Eze | 058 | GTBANKNGLXXX / GTBANKNGL | Ikeja (003) | Lagos |
| Sim Outcome | Type | Institution | Account/Wallet Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Mobile Money | MTN Mobile | 256772123456 | Jane Doe | MTN | – | – | – |
| Pass | Mobile Money | Airtel Money Uganda | 256701234567 | David Owor | AIRTEL | – | – | – |
| Pass | Bank | Stanbic Bank Uganda | 1002003004 | Finance Bank Uganda Test | UG04000 | SBICUGKXXXX / SBICUGKX | Garden City (102) | Kampala |
| Fail | Bank | Standard Chartered Bank Uganda Ltd | 1002003014 | Finance Bank Uganda Test | STAN | SCBLUGKAXXX / SCBLUGKA | Garden City (102) | Kampala |
| Sim Outcome | Type | Institution | Account/Wallet Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Mobile Money | Safaricom (M-Pesa) | 254712345678 | Peter Mwangi | SAFARICOM | – | – | – |
| Pass | Mobile Money | Airtel Money Kenya | 254731234567 | Mary Atieno | AIRTEL | – | – | – |
| Pass | Bank | Kenya Commercial Bank Ltd (KCB) | 1000012345 | KCB Test Account | 01 | KCBLKENXXXX / KCBLKENX | JKIA (202) | Nairobi |
| Sim Outcome | Type | Institution | Account/Wallet Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Mobile Money | MTN Mobile Money Ghana | 233201234567 | Kwame Mensah | MTN | – | – | – |
| Pass | Mobile Money | Airtel (Tigo) Money Ghana | 233541234567 | Ama Boateng | AIRTEL | – | – | – |
| Pass | Bank | Ecobank Ghana | 4005006007 | Ecobank Ghana Test | GH130100 | ECOCGHACXXX / ECOCGHAC | Osu (302) | Accra |
| Sim Outcome | Type | Institution | Account/Wallet Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Mobile Money | Airtel Money Zambia | 260971234567 | Chanda Mwape | AIRTEL | – | – | – |
| Pass | Mobile Money | MTN Mobile Money Zambia | 260951234567 | Mutinta Phiri | MTN | – | – | – |
| Pass | Bank | Zanaco Bank | 3004005006 | Zanaco Test Account | ZNCOZMLU | ZNCOZMLUXXX / ZNCOZMLU | Mzuzu (402) | Mzuzu |
Note: City/branch details above are placeholders for sandbox behavior and may not reflect live banking geography.
| Sim Outcome | Type | Institution | Account/Wallet Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Mobile Money | TIGO Money | 255671234567 | Asha Juma | TIGO | – | – | – |
| Pass | Mobile Money | Vodacom (M-Pesa) | 255751234567 | Neema Said | MPESA | – | – | – |
| Pass | Bank | CRDB Bank Tanzania | 7008009001 | CRDB Bank Test | 21009678 | CORUTZTZXXX / CORUTZTZ | Ilala (502) | Dar es Salaam |
| Sim Outcome | Type | Institution | Account/Wallet Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Mobile Money | MTN Mobile Money | 250781234567 | Jean Uwimana | MTN | – | – | – |
| Pass | Mobile Money | Airtel Money Rwanda | 250731234567 | Alice Habimana | AIRTEL | – | – | – |
| Pass | Bank | Bank of Kigali | 8009001002 | Bank of Kigali Test | BKIGRWRWXXX | BKIGRWRWXXX / BKIGRWRW | Gisozi (602) | Kigali |
| Sim Outcome | Type | Institution | Account/Wallet Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Mobile Money | Orange Money Côte d'Ivoire | 2250701234567 | Kouassi Jean | ORANGE | – | – | – |
| Pass | Mobile Money | MTN Mobile | 2250509876543 | Marie Koné | MTN | – | – | – |
| Sim Outcome | Type | Institution | Account/Wallet Number | Account Name | Bank Code | BIC/SWIFT | Branch (Code) | City |
|---|
| Fail | Mobile Money | MTN Mobile | 237671234567 | Mbappe Simon | MTN | – | – | – |
| Pass | Mobile Money | Orange Money Cameroon | 237651234567 | Ngassa Clarisse | ORANGE | – | – | – |
These are dummy IBAN/Routing examples for sandbox flows that require international details. Use only in test; not valid for live banking.
| Institution | Account Number | Account Name | Routing / Bank Code | BIC/SWIFT | City | Sim Outcome |
|---|
| Chase Bank | 123456789 | John Doe USD Test | 021000021 | CHASUS33 | New York | Pass |
| Bank of America | 987654321 | Jane Smith USD Test | 026009593 | BOFAUS3N | Los Angeles | Pass |
| Institution | IBAN / Account Number | Account Name | Bank Code | BIC/SWIFT | City | Sim Outcome |
|---|
| NatWest Bank (UK) | GB29NWBK60161331926819 | John Doe EUR Test | NWBK | NWBKGB2L | London | Pass |
| Commerzbank (DE) | DE89370400440532013000 | Jane Smith | COBA | COBADEFF | Frankfurt | Pass |
| Institution | IBAN / Account Number | Account Name | Bank Code | BIC/SWIFT | City | Sim Outcome |
|---|
| NatWest Bank | GB29NWBK60161331926819 | John Doe | NWBK | NWBKGB2L | London | Pass |
- These credentials are for sandbox only and should not be used in production.
- Field presence (e.g., BIC/SWIFT, branch codes) mirrors typical live requirements but is simplified for testing.
- If you need additional pass/fail scenarios (e.g., insufficient funds, name mismatch), we can add more rows per country.
