Enum Values for FCY Virtual Account

Specifies the role of an individual associated with the company for KYC/KYB purposes.

Value	Description
beneficial_owner	An individual who owns or controls over 25% of the company.
control_person	An individual with significant managerial control (e.g., CEO, President).
authorized_person	An individual authorized to perform transactions but doesn't own/control.

Describes U.S. citizenship and residency status of the individual.

Value	Description
resident	Resides in the U.S. but not a citizen (e.g., Green Card holder).
non_resident	Neither a U.S. resident nor citizen.
citizen	A U.S. citizen, regardless of current location.

Defines the legal structure of the business entity.

Group	Value	Description
Basic Structures	sole_proprietorship	Owned and run by one individual.
	limited_partnership	Has general and limited partners.
	limited_liability_partnership	All partners have limited liability.
LLC Variants	limited_liability_company	LLC structure with liability protection.
	professional_limited_liability_company	LLC for licensed professionals.
Corporation Types	corporation	Standard corporation (e.g., C Corp, S Corp).
	public_limited_company	Shares traded publicly (PLC).
	private_limited_company	Shares held privately.
Nonprofits	nonprofit	Organization not operating for profit.
	nonprofit_corporation	Nonprofit structured as a corporation.
Special Entities	cooperative	Owned/operated by members.
	trust	Trustee manages assets for a beneficiary.
	franchise	Operates under license of another business.
	joint_venture	Business project by multiple parties.
	holding_company	Owns shares in other companies.
	special_purpose_vehicle	Created for a specific objective (SPV).
Government	government_owned	Fully or partially owned by the government.

Broad classification of the company's industry sector.

Value	Description
retail	Selling goods directly to consumers.
wholesale	Selling in bulk to retailers.
software	Developing/selling software products.
financial_services	General financial service providers.
fintech	Financial technology companies.
banking	Licensed deposit-taking institutions.
insurance	Insurance providers.
healthcare	Hospitals, clinics, healthcare entities.
manufacturing	Producing physical goods.
professional_services	Legal, accounting, consulting firms.
hospitality	Accommodation, food, beverage services.
tourism	Travel and tourism services.
transportation	Movement of goods or people.
logistics	Supply chain and coordination services.
energy	Power generation, oil, and gas.
telecommunications	Phone, internet, data services.
entertainment	Media, film, music, performance arts.

Detailed classification of the business' primary line of activity.

Group	Values	Description
Financial Services	accounting, banking, finance, insurance, broker, payment_processor	Money, credit, and investment services.
Tech & Digital	software, saas, cybersecurity, fintech, ecommerce, healthtech, edtech	Internet and tech-driven business sectors.
Prof. Services	consulting, legal, professional_services, architecture, engineering	Specialized, knowledge-based firms.
Manufacturing	manufacturing, construction, aerospace, textiles, furniture	Production or building of goods.
Retail	consumer_goods, retail, beauty_cosmetics	Selling products to end consumers.
Hospitality	food_beverage, hospitality, travel_tourism	Accommodation and travel-related services.
Healthcare	healthcare, pharmaceuticals, veterinary	Medical and health-related services.
Entertainment	media, arts_entertainment, gaming, music, sports	Creative and media-focused businesses.
Transportation	transportation, logistics_distribution	Goods and people movement services.
Energy/Resources	oil_gas, mining, forestry, fishing, electricity	Extraction and management of natural resources.
Public/Social	government, nonprofit, charity	Government or charitable organizations.

Company's regulatory standing.

Value	Description
regulated	Formally regulated (e.g., banking, finance).
registered	Registered with a government body, not actively regulated.
licensed	Holds specific license to operate (e.g., law, construction).
none	Not regulated, registered, or licensed.
not_required	No regulation required for the business type.

Types of entities the business will transact with.

Value	Description
self	Transfers between company’s own accounts.
suppliers	Payments to vendors for goods/services.
customers	Payments received from customers.
employees	Payroll and salary disbursements.
contractors	Freelance/contractor payments.
friends	Peer-to-peer payments (friends).
family	Peer-to-peer payments (family).

Expected transaction frequency on the account.

Value	Description
daily	Transactions expected daily.
weekly	Once a week.
biweekly	Every two weeks.
monthly	Once a month.
quarterly	Every three months.
semi_annually	Twice a year.