Test Your Integrations

It is critical to test your integration prior to going live to ensure that it functions properly. As a result, we built test bank accounts and test cards for you to use as you connect with Fincra to mimic different payment scenarios.

Test Cards (For Collections)

In Test mode, real payment cards will not operate. If you need to test your card payment integration, you can use any of the following test cards:

For Successful Payment (No Authentication) - Mastercard
Card Number: 5319 3178 0136 6660
Expiry Date: 10/26
CVV: 000


For Successful Payment (with PIN) - Mastercard
Card Number: 5366 1398 3386 4633
Expiry Date: 06/26
CVV: 123
PIN: 1234


For Successful Payment (with OTP) - Mastercard
Card Number: 5333 0182 4843 9266
Expiry Date: 06/26
CVV: 123
PIN: 1234
OTP: 123456


For Successful Payment (with 3D Secure) - Visa
Card Number: 4084 0800 0000 0409
Expiry Date: 09/26
CVV: 231
OTP: 123456
PIN: 1234


For Failed Payment (Insufficient Funds) - Visa
Card Number: 4084 0800 0000 5408
Expiry Date: 06/26
CVV: 000
PIN: 1234


Test Payouts (For Transfers)

You will need to have funds in your wallet before you can test any transfers. You can fund your wallet by clicking the "fund wallet" button on the page where you manage your wallet or the homepage of your portal.

Step 1

Login to your portal and locate the FUND YOUR WALLET button on the homepage . Then click it



Step 2

Enter the desired amount to be added to your wallet. Proceed by clicking on the continue button. Once your account has been funded, you'll get a notification.That your account has been funded successfully