Remittance Platforms

Move money without friction. Scale without limits.

Fincra powers fintechs and remittance platforms with the rails to collect, convert, and disburse payments globally. With solutions like virtual accounts in multiple currencies, instant local payouts, and deep FX liquidity, our infrastructure helps you build products customers trust.

The Problem

Fintechs and remittance players often face:

Fragmented corridors and patchy coverage across markets.
Inconsistent settlement times, leading to poor customer experience.
Heavy compliance overhead when expanding into new regions.

The Fincra Solution

A single partner for cross-border growth:

Expand into new markets faster with pre-built rails for collections and payouts.
Delight customers with instant deposits and reliable disbursements.
Stay compliant with local licensing and robust KYC/AML frameworks.

What You Can Do

1. Accept money globally, settle locally

Enable global collections and local settlement.

Virtual accounts in USD, GBP, EUR, CAD, and 30+ African currencies.
Card acquiring and open banking rails.
Fast settlement into African bank accounts and wallets.

💡 How it works: A UK-based migrant worker sends GBP to Nigeria. Your platform, powered by Fincra, collects GBP and instantly disburses NGN to the recipient’s account.

2. Automate payouts at scale

Move money programmatically to users, suppliers, and wallets across Africa.

Payout instantly to bank accounts and mobile wallets.
Handle bulk or batch payouts via API.
Track every transaction with real-time reconciliations.

💡 How it works: Your remittance platform needs to disburse salaries to hundreds of workers across Kenya, Ghana, and Nigeria. With Fincra’s Payout APIs, you automate payouts — fast, accurate, and compliant.

3. Manage currency seamlessly

Simplify FX management and reduce costs.

Offer real-time conversions for customer transactions.
Access deep liquidity pools for high-value remittances.
Avoid hidden fees and double conversions.

💡 How it works: A customer funds in USD but wants to withdraw in NGN. Fincra’s FX desk ensures conversion is fast, transparent, and regulatory-compliant.

Why Fintechs & Remittance Platforms Choose Fincra

One API, multiple rails — collect, convert, and pay out in many currencies.
Trusted compliance partner — licensing coverage and AML/KYC built-in.
Enterprise