Travel & Hospitality

Seamless bookings. Faster settlements. Global coverage.

Fincra enables travel and hospitality businesses to accept global payments, manage FX conversions, and disburse to local staff and partners — all through one platform.

The Problem

Travel and hospitality operators often face:

Difficulty accepting payments from international travelers.
Settlement delays that affect cash flow.
High FX costs when converting global bookings to local currency.
Complex local payouts to staff, vendors, and partners.

The Fincra Solution

Fincra simplifies travel and hospitality payments with:

Global payment collections via cards, bank transfers, and open banking.
FX APIs for instant, cost-effective conversions.
Automated payouts to staff, agents, and service providers.
Compliance-first rails to support global transactions.

What You Can Do

1. Accept international bookings

Make it easy for travelers to pay from anywhere in the world.

Accept payments in USD, GBP, EUR, CAD and more.
Local settlement in NGN, KES, GHS, and other African currencies.
Fast reconciliation for cash flow visibility.

💡 How it works: A hotel in Kenya accepts a booking from a UK traveler paying in GBP. Fincra collects the GBP and settles instantly in KES to the hotel’s account.

2. Disburse to staff and partners

Pay staff, vendors, and agents across multiple markets seamlessly.

Real-time payouts to bank accounts and wallets.
Bulk disbursements with one API call.
Transparent reconciliation and reporting.

💡 How it works: A Pan-African travel agency pays commissions to hundreds of agents across Nigeria and Ghana. Fincra automates the disbursements in seconds.

3. Manage FX exposure

Convert bookings into local currencies efficiently.

Real-time FX conversions at competitive rates.
Avoid hidden fees and double conversions.
Access deep liquidity pools for large settlements.

💡 How it works: A resort receives bookings worth $500K in USD. Fincra converts to NGN instantly and at transparent rates to cover local operating costs.

Compliance for Global Travel

Licensed, regulated rails for global collections and payouts.
Built-in AML/KYC checks for transactions.
Audit-ready reporting for international partners.

Why Travel & Hospitality Businesses Choose Fincra

Frictionless global collections for bookings.
Reliable local payouts to staff and vendors.
Transparent FX management to protect margins.
Trusted infrastructure for cross-border travel and hospitality flows.