Financial Institutions

Modern rails for modern institutions

Banks, neobanks, and licensed financial institutions use Fincra to expand offerings, power cross-border services, and stay fully compliant.

The Problem

Financial institutions today face:

Legacy infrastructure that limits speed and reach.
Regulatory pressure that slows innovation.
Rising customer demand for faster, borderless services.

The Fincra Solution

Fincra enables institutions to deliver modern customer experiences without building new rails from scratch:

API-first infrastructure to integrate collections, payouts, and FX.
Pre-built compliance and verification services.
Scalable infrastructure designed for banks and neobanks.

What You Can Do

1. Modernize customer services

Enhance customer trust with seamless transactions and secure onboarding.

Accept payments across multiple channels.
Payout instantly to bank accounts and wallets.
Add ID verification for safe customer onboarding.

💡 How it works: A neobank wants to let customers withdraw funds instantly to their mobile wallets. With Fincra, payouts are seamless and compliant.

2. Expand cross-border reach

Offer global and local payment flows through one integration.

Multi-currency virtual accounts in USD, GBP, EUR, CAD.
Local payouts in NGN, KES, GHS, and more.
Faster international settlements for institutional clients.

💡 How it works: A bank enables its SME customers to accept USD from global buyers and settle locally in NGN.

3. Strengthen liquidity and FX management

Execute conversions and manage liquidity at scale.

Access deep liquidity pools for OTC trades.
Offer real-time conversions to customers.
Transparent pricing designed for institutions.

💡 How it works: A financial institution executes a large NGN-to-USD trade. Fincra ensures settlement is quick, secure, and compliant.

Compliance-First Operations

Partner with a regulated PSP to reduce risk.
Built-in AML/KYC rails to simplify compliance.
Expand globally while staying aligned with regulatory frameworks.

Why Institutions Build with Fincra

Scalable, API-first infrastructure designed for banks and neobanks.
Trusted compliance partner across multiple markets.
Solutions tailored to the needs of financial institutions.