Telecoms & Digital Platforms

Power subscriptions. Scale digital services. Connect globally.

Fincra enables telecoms and digital platforms to collect subscriptions, pay agents and partners, and manage FX across borders — all via one API.

The Problem

Telecoms and digital platforms often face:

Difficulty collecting recurring payments across diverse channels.
Complex disbursements to agents, partners, and networks.
FX exposure when settling roaming or cross-border services.
Compliance challenges in high-volume digital ecosystems.

The Fincra Solution

Fincra provides scalable rails for telecoms and platforms to grow:

Subscription collections via direct debit, cards, mobile money, and bank transfers.
Automated payouts to agents, vendors, and partners.
FX APIs for roaming and cross-border settlements.
Compliance-first infrastructure with AML/KYC built in.

What You Can Do

1. Collect recurring subscriptions

Simplify recurring billing for telecom and digital services.

Collect via direct debit, cards, mobile wallets, and bank transfers.
Enable international collections in USD, GBP, EUR, CAD.
Fast reconciliation for subscription-based services.

💡 How it works: A SaaS platform collects monthly subscriptions in USD and settles locally in NGN using Fincra’s APIs.

2. Disburse to agents and partners

Pay large networks of agents and service partners seamlessly.

Real-time payouts to bank accounts and mobile wallets.
Bulk disbursements with one API call.
Transparent reconciliation and audit trails.

💡 How it works: A telecom operator pays thousands of airtime agents across Kenya and Ghana. Fincra automates payouts instantly, reducing operational overhead.

3. Manage FX for cross-border services

Handle roaming and global digital settlements efficiently.

Real-time conversions at competitive FX rates.
Access deep liquidity pools for large settlements.
Avoid hidden charges and double conversions.

💡 How it works: A telco collects NGN from local subscribers but needs to settle roaming partners in USD. Fincra’s FX APIs handle the conversion instantly and transparently.

Compliance for Digital Services

Licensed, regulated payment rails for local and cross-border flows.
Built-in AML/KYC checks for transactions.
Reporting tools to ensure compliance across multiple markets.

Why Telecoms & Digital Platforms Choose Fincra

One API for collections, payouts, and FX.
Scalable infrastructure built for high-volume ecosystems.
Trusted compliance partner for telecom and digital services.
Enterprise-grade reliability with SME-friendly integration.