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Getting Started
🌍 API Environments
🧪 Test (Sandbox)
🚀 Live (Production)
🔐 API Authentication
🛡️ IP Whitelisting
📡 Webhooks (Callbacks)
🛠️ Setup webhook
🕵️♂️ How To Validate Webhooks
📄 Webhook Samples
Payout Webhook
Collection Webhook
Mandate Webhook
Charges Webhook (Checkout & Direct Charge)
Conversion Webhook
Virtual Account Webhook
🧪 Test Credentials
💳 Test Cards
📞 Test Mobile Numbers
🏦 Funding Test Balance
Account Management
Business
Get Business Information
get
Get Merchant Information
get
Balance
Get Wallets
get
Get Wallet Balance
get
Get Balance History
get
Core Endpoints
Generate a Quote
post
Conversions
Initiate Currency Conversion
post
Verify Conversion Status
get
List all Conversions
get
Identity Management
BVN Resolution
post
Verify Account Number
post
Deposits & Collections
Checkout
Redirect
Initiate Checkout
post
Verify Payment
get
Calculate Fee on Checkout
post
Standard
React Native SDK
Virtual Account
Temporary Account
Request Account
post
Verify Payment Status
get
Permanent Account
Verify BVN
Create Permanent NGN Account
post
Fetch Account Information by ID
get
Fetch Account Information by BVN
get
Get Account Deposit History
get
List all Accounts
get
Multi Currency Account
Request EUR virtual account
post
Request USD virtual account
post
Fetch Multicurrency Account Information
get
Get Account Deposit History
get
List all Multicurrency Accounts
get
Direct Debit [Mandate]
Create Mandate
post
Initiate Debit on Mandate
post
Fetch Mandate Information/status
get
List all Mandates
get
Refunds
Initiate Refund
post
Get Refund Status
get
List all Refunds
get
Chargeback
List chargebacks
get
Accept a chargeback
patch
Reject a chargeback
patch
Deposits Management
Verify Deposit Status by Reference
get
Verify Deposit Status by Merchant Reference
get
Get all Deposits
get
Fetch Deposits by Virtual Account ID
get
Get Topup History
get
Payouts & Withdrawals
Bank Transfer
List Banks
get
Generate Quote
Verify Account Number
Initiate Bank Transfer
post
Verify Transfer Status by Reference
Verify Transfer Status by Customer Reference
Upload Transaction Document
post
Mobile Money Payout
List Mobile Money Operators
get
List Mobile Money Operators by Currency
get
Generate Quote
Initiate Mobile Money Payout
post
Verify Payout Status by Reference
Verify Payout Status by Customer Reference
Beneficiaries
Create a beneficiary
post
List beneficiaries
get
Fetch a beneficiary
get
Update a beneficiary
patch
Delete a beneficiary
del
Transfer To A Fincra Account
post
Payout Management
Verify Payout Status by Reference
get
Verify Payout Status by Customer Reference
get
Get all Payouts
get
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Collection Webhook
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