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Marathon Ranked Climb and Score Loss

I have been trying to understand how score loss really impacts long term ranked progression. From what I read here, failing to extract removes points equal to the full Holotag score target, not just a small penalty. That makes every ranked match feel heavier than regular PvPvE runs. Since entry already requires purchasing a Holotag and meeting a gear ante, mistakes seem expensive in both rating and equipment. I am especially unsure how to approach matches once Platinum unlocks High Stakes Zones with weekly rotations. The tier ladder from Bronze through Pinnacle with subdivisions looks structured but demanding. Does anyone have advice on how to approach ranked consistently without constantly undoing previous progress?