List banks and payout providers

Returns enabled banks, mobile-money operators or cash-pickup providers for a country or currency.

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Returns enabled banks, mobile-money operators or cash-pickup providers for a country or currency. Provide at least one of country or currency. Use paymentDestination to return providers for the intended payout route.

Query parameters

  • country: Two-letter country code, for example NG or KE. Optional when currency is provided.
  • currency: Three-letter currency code, for example NGN or KES. Optional when country is provided.
  • paymentDestination: Optional provider filter. Allowed values are bank_account, mobile_money_wallet, cash_pick_up and settlement_account.

Example request

GET https://sandboxapi.fincra.com/core/banks?country=NG&currency=NGN&paymentDestination=bank_account

Example response

{"success": true, "message": "Banks fetched successfully", "data": [ { "id": "1", "code": "044", "name": "Example Bank", "swiftCode": null, "bic": null, "isMobileVerified": null, "isCashPickUp": false, "nibssCode": "044", "branches": [] } ]}

Response fields

  • id: Provider identifier.
  • code: Provider code. Use this as bankCode or mobileMoneyCode when creating the corresponding payout.
  • name: Provider name.
  • swiftCode and bic: Bank routing identifiers when available.
  • isMobileVerified: true for a mobile-money operator; otherwise null.
  • isCashPickUp: Indicates a cash-pickup provider.
  • nibssCode: NIBSS bank code when available.
  • branches: Array of branches. A branch can include id, bankId, branchName, branchCode, swiftCode and bic.
Query Params
string
Defaults to NGN

Three-letter currency code. Required when country is not provided.

string
Defaults to NG

Two-letter country code. Required when currency is not provided.

string

Filter by bank_account, mobile_money_wallet, cash_pick_up or settlement_account.

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